Create a PayPal Account | Paypal Login for Free 2023 Guide
Create a PayPal Account | Paypal Login for Free 2022 Guide. paypal account paypal sign up paypal login activity my paypal account settings paypal app paypal customer service paypal me login paypal login lost phone number .
PayPal is a corporation that has completely transformed the way people make internet payments. PayPal is used by millions of people all over the world to transfer and receive money. However, this does not imply that PayPal is a completely bug-free platform. Many different issues arise from time to time, affecting hundreds of thousands or perhaps millions of customers. By the way, login issues account for 50% of the overall number of issues reported by customers. Examine why they arise in the first place and what you can do to prevent them in the future.
Linking PayPal to your Live account
You are now ready to link your PayPal account to your Opayo account, now that you have completed the process of creating a PayPal account.
In order to link your PayPal account to Opayo, you must first go into your PayPal profile.
To do so, navigate to the Paypal login page.
To log into PayPal, use the email address and password that were used to create your business account on the website.
Enabling Opayo within PayPal
After you have logged into your PayPal platform, you will need to grant Opayo access to your PayPal account by adding permissions to your PayPal account.
When you initially log into your PayPal account, you will be presented with the Summary page, which will provide you with an overview of the current activity on your PayPal account.
You will need to select “Seller preferences” from the drop-down menu on the left-hand side of the screen. Additionally, you may get to the “Seller preferences” page by first selecting “Profile.”
This will take you to the “My Profile” page, where you may begin to link your PayPal and Opayo accounts together for the first time.
From the “Selling online” drop-down box, select “API Access.”
The “API Access” page will be displayed as a result of this action. Here, you have a choice between two alternatives.
Option 1: Grant API permissions to a third party so that they can utilize specific PayPal APIs on your behalf.
The second option is to ask for API credentials, which will allow you to generate your own API account and password.
To enable Opayo, select option 1 from the drop-down menu.
Afterwards, you’ll be prompted to “Add New Third Party Permissions” by entering a username into the corresponding text field.
You will need to provide the following information: paypal api1.protx.com and then click on “Lookup.”
After that, you will be presented with a list of “Available Permissions,” which must be selected before Opayo can be enabled on your account.
It is necessary to check that all of the possible permissions have been selected before clicking “Add.”
Following the addition of Opayo to your PayPal account, you will be able to use it.
It is time to integrate PayPal into your MySagePay account now that you have finished the setup within the PayPal system.
You will need to go to the live MySagePay login page and log into the account as a User with administration permissions in order to accomplish this task.
Choose “Settings” from the drop-down menu after logging into your account. Then choose “Pay Methods.” The PayPal option will appear in the upper right-hand corner of the screen after that point.
When you click on “Set up a PayPal Account” in the bottom right corner of the screen, a pop-up window will appear asking for your PayPal primary email address.
“Update” will appear after you have entered the e-mail address that has been given to your business account. This will then establish a connection between your PayPal account and your Opayo account.
You are now prepared to begin accepting PayPal payments through your Opayo account.
PayPal ‘Critical’ Login Hack: New Report Warns You Are Now At Risk From Thieves
PayPal has had a difficult few weeks, as the online payments behemoth has seen its stock price plummet. Initially, it was confirmed that an authentication hack would allow an attacker to get access to a financial firm’s account after credentials had been phished, circumventing the financial firm’s authentication mechanisms. A new security research suggests that the entire authentication procedure may be bypassed, allowing an attacker to obtain access to a target account using only stolen credentials, which can be purchased on the dark web for “as little as $1.50” each set of credentials.
In the report, which comes from the CyberNews research team, there is a complaint that the findings were not taken seriously by PayPal or by the team at HackerOne that deals with similar complaints on a regular basis. We were met with non-stop delays, unresponsive staff, and a general lack of appreciation when our analysts discovered six vulnerabilities in PayPal, according to CyberNews. “These vulnerabilities ranged from dangerous exploits that can allow anyone to bypass their two-factor authentication to being able to send malicious code through their SmartChat system,” the publication said.
The PayPal customer service team told me that they always take such comments seriously and that they are reviewed with an appropriate sense of priority.
” According to the team’s assurances, they had thoroughly researched the matter, but had “determined that the submissions did not constitute a threat, and that the statements being pushed by CyberNews are erroneous and deceptive” after reviewing the evidence.
HackerOne declined to comment, instead deferring to PayPal’s official stance on the matter.
As CyberNews informed me, “We would urge PayPal to treat this security issue more seriously.” The fact that it includes stolen credentials has caused [PayPal] to write it off as “out of scope” for the time being. The research team went to considerable efforts to demonstrate the exploit’s effectiveness to me. While there is no way to tell what the condition of the back-end algorithm is that is checking the process is, it appeared at first glance to be able to get around it.
In order to comprehend the debate between PayPal and CyberNews, it’s necessary to first grasp some of the methods in which PayPal protects your account information. PayPal is in the fairly rare position of knowing everything about both sides of every transaction, including the behavioural track record, login environment, recent activity, and risk potential that a transaction may be fraudulent, to name a few factors. The specifics are being kept under wraps, but the company’s systems have recorded a large number of data points.
The fact that you are logging in from a new device or location, as indicated by the IP address of your connection, becomes clear. Pay Pal will then attempt to verify that it is indeed you—even though they have received a valid username and password login, they will run a system check to look for additional confirmation that it is you. In order to determine whether to approve or challenge each transaction that you undertake, the company will conduct additional checks on each transaction that you attempt after you have been accepted.
CyberNews claims that it can successfully access an account using basic credentials on a fresh computer, and the business showed me an example of this. Essentially, they claim to have intercepted the backend data from the login process in order to prevent the backend system from challenging the login attempt, which they claim was successful.
This is a significant matter in and of itself. In essence, it would operate just as effectively with phished credentials as it would with stolen credentials, and it is linked back to the bypassing of system checks that occurred at the login stage of the process.
The bad news for CyberNews is that they described this as “two-factor authentication,” adding the team “was able to overcome PayPal’s phone or email verification, which we will refer to as two-factor authentication for the sake of simplicity” (2FA). On PayPal, their two-factor authentication (also known as ‘Authflow’) is automatically activated whenever someone signs into their account from a new device, location, or IP address.”
When it comes to two-factor authentication these days, it is very specific: it is a secondary identity check that occurs at the point of each login, or at the point of each new login, and is intended to serve as a user-controlled identity confirmation in addition to and above the use of a username and password. If you don’t have a PIN number separate from your password, you can use an authenticator app or even an external security key to generate a one-time code through SMS.
Two-factor authentication has been defeated in a variety of ways, including SIM hacking and high-profile compromises of celebrity Twitter accounts, among other things. And, in a rather contentious statement last year, the FBI warned that secondary authentication was being spoofed by attackers and that only biometrics could be considered to be attack-proof.
Paypal does, in fact, support true two-factor verification, as illustrated in the image below. The usage of a back-end security check bypass would be rendered ineffective because any attacker would be unable to obtain access to an account without the user’s cellphone or authenticator app. CyberNews does not claim to have hacked into the two-factor authentication procedure.
Although CyberNews acknowledges that the terminology used in its post is unclear, they explain that “by 2FA, we truly meant the default security mechanism that PayPal’s algorithm activates when there is a suspicious login on an account.” Because this security solution necessitates the usage of a separate device in addition to the person’s username and password, we chose the term 2FA as a reference or likeness to describe it. And we believe that this is the source of the misunderstanding.”
According to one member of the CyberNews team, who spoke to a U.K. newspaper, “PayPal and other sites such as Amazon and financial institutions use two-factor authentication to ensure that any significant changes to an account are double-checked, for example through a security code being text to the user’s mobile phone.” The [PayPal] team was notified last month that this double-check can currently be circumvented, making it ineffective for any hacker who obtains a person’s email address and password.”
This was misconstrued, according to CyberNews, who emphasised that “this precise comment was meant to be taken in context with all six vulnerabilities we uncovered.” Having agreed on your concept of 2FA, we’d want to frame it a little more creatively.”
And that is the essence of the matter here. Because the vulnerabilities identified are plainly significant in and of themselves, the issue has been muddled as a result of the confusion. CyberNews appears to believe firmly that the vulnerabilities should be publicised and corrected, and the team appears to be extremely dissatisfied that this has not happened. According to a member of the team, “we still want to underline that these ‘double checks’ from PayPal’s side, whether this major security bypass, name change, or phone verification, were simply evaded.”
Additionally, according to CyberNews, there is some doubt about the significance of the misunderstanding, since only a small number of users have enabled the genuine 2-factor authentication, instead relying on the systems checks to ensure account security. I inquired about the percentage of PayPal users who had the genuine 2FA enabled, but was told that this information was not available. In the words of CyberNews, “It truly does put a tremendous danger on many people’s accounts that don’t have user-enabled 2FA,” which is the case for the vast majority of PayPal customers. It appears to us that a fix for this problem should be rather straightforward, and we essentially want [PayPal] to act.”
When I spoke with PayPal, they didn’t dismiss the problem out of hand, but they did tell me that it was a risk they believed their system could handle. And it’s tough to defend the point unless and until we have examples of accounts that have been emptied as a result of the breach. PayPal’s spokeswoman also informed me that users who suffered financial losses as a result of a bug in their system or as a result of security checks would be reimbursed. As a result, I was informed, there isn’t actually a financial risk of “bank accounts being emptied” in the traditional sense.
A compromise of a victim’s mobile device or other authentication medium, or the interception of one-time codes entered into a victim’s system, are the only ways to bypass two-factor authentication for the time being. A clear danger exists in the event that an attacker is able to acquire remote access to a target machine and steal credentials as well as the 2FA code in real time. There are a lot of moving parts and it demands real-time attack, but it is not technically difficult.
In a statement to the media last week, CyberNews explained that they were releasing their findings to “warn [PayPal’s] 305 million account holders about the vulnerabilities and to push PayPal to repair them before hackers exploit these security gaps.” Then, shortly before publication, CyberNews informed me that they believed PayPal had patched the problem, albeit they noted that they were still able to avoid the backend system check.
Others flaws identified by CyberNews in its research included intercepting checks on the registration of new phones to accounts, and circumventing system checks when money is sent from a new device, amongst other things. I didn’t see any evidence of either of those vulnerabilities being demonstrated, despite the fact that they have now been made public and reported to PayPal.
So, should you be concerned? In light of the large number of stolen credentials that are now available for purchase, one line of defence is to update your PayPal password and make it unique to that particular application. Following sound password advice will also be beneficial. And then there are the security features that Paypal provides to ensure that this attack will not have an impact on you. The web portal can be used to configure two-factor authentication. To be completely honest, as annoying as 2FA may be for the login process, given the present climate of credential theft and large-scale data breaches, it is always a wise decision to implement 2FA in the first place.
Why Can I Not Log in to My PayPal Account?
If you are unable to log in, proceed directly to PayPal.
- On the login page, click on “Having difficulties logging in?” to get help.
- To have a new password sent to you, enter your email address. If you are unable to recall your email address, PayPal will assist you in locating the correct one.
- If you are still unable to log in, you may want to contact PayPal or create a new account. Keep in mind that you can always pay or be paid using your bank account.
Is PayPal Having Problems Today?
First and foremost, determine whether PayPal is affected by any currently known flaws. In addition to checking the company’s official Twitter account, you should also visit DownDetector to see whether other users have reported similar issues.
Maybe Your Current Location Is the Culprit
If you’re using a virtual private network (VPN) or any other technologies to mask your true IP address, turn them off and try again. By the way, if you’re attempting to access your account from a different country, the platform may refuse to allow you to do so.
The good news is that this is merely a temporary security measure, and you should be able to access your account within a few hours of it being disabled. Just make sure you’re logging in from a safe area before continuing.
Check Your Keyboard Settings
If more than one person has access to the computer you’re using, it’s possible that someone modified the keyboard layout and you’re not actually putting in what you believe you’re typing. If this is the case, see your machine’s documentation. Make use of a simple text editor to fill in your password to ensure that you are entering the proper password.
If you’re using Windows 10, go to the bottom right corner of the screen and click on the system language icon to change the language. Please double-check that you’re using the proper keyboard layout.
On a Mac, go to System Preferences, select Keyboard, and then select the Input Sources tab from the drop-down menu. Make any necessary adjustments to your settings.
Clear the Cache
You may be unable to get into your PayPal account if your browser’s cache and extensions are interfering with the scripts that PayPal uses to process your payment. Empty the cache and cookies from your browser, and then disable all of its extensions before relaunching it. Make another attempt to get into your account. Whether the problem continues, try using Incognito Mode and seeing if the results are different. Alternatively, you might try logging into your account using a different browser.
Update Your PayPal App
Additionally, if you’re using an Android or iOS device, check to see if a newer version of the PayPal app is available for download. Search for PayPal in the Google Play Store app and click the Update button after it has been found.
If you’ve tried all of the options listed above and are still unable to get into your account, contact PayPal customer service.
9 Ways to Stay Safe Using PayPal
In the eyes of many users, PayPal, the most well-known online payment system in the world, appears to be a completely secure method of sending and receiving money online. The company provides limited assurances to both buyers and sellers, and upon request, it will provide security keys to customers.
However, according to Robert Siciliano, a McAfee consultant and identity theft expert, there are still methods for you to lose your shirt if you use PayPal to make a purchase.
The following are some tips from Siciliano to keep you from becoming a victim of a PayPal scam:
1. Don’t link your PayPal account to your bank account or debit card account.
“If your PayPal account is compromised, money will be withdrawn directly from your bank account in the process. Alternatively, if your PayPal account and credit card are linked, and your credit card is compromised, you will have 60 days to dispute the charges with your credit card company “Siciliano expressed himself.
However, federal law (Regulation E) stipulates that you have only two days to dispute a fraudulent charge with your financial institution.
Don’t click on links in the body of emails from PayPal.
It’s possible that those emails are not from PayPal.
According to Siciliano, “instead, these are phishing emails from crooks designed to trick you into providing your credentials.” instead of using the automatic method, manually key in the PayPal address into your browser, log into your account, and check to see whether there are any communications from PayPal for you.”
Keep your PC security up-to-date.
Check to see that you have the most recent important security updates for your operating system, as well as the most recent browser fixes, installed.
According to Siciliano, if your computer is infected with spyware or malicious software while you’re visiting a financial website such as PayPal, the cybercriminal will have full access to your computer and will be able to obtain your user name and password.
Never log in to PayPal from a public PC.
A public computer is considered to be relatively insecure.
As Siciliano put it, “it is only as secure as the person who logged in before you.”
Someone might simply have placed spyware or harmful software on that computer, allowing it to record all of your keystrokes without your knowledge.
Log in to PayPal only from a trusted Internet connection.
While both your work and home PCs are eligible, a cable connection is preferable to a wireless connection because it is more secure.
According to Siciliano, “don’t connect to PayPal from an Internet cafe, even if you’re using your own laptop, because the wireless network there is completely exposed.” A number of “sniffing” technologies exist that may be able to sniff out (track) what you are doing on your computer, according to the FBI.
Use only verified merchants, and get verified yourself.
The ability to open a PayPal account is available to almost anyone with an email address, but PayPal will “verify” customers and businesses who give extra information.
According to Siciliano, “Although verification does not guarantee that the person with whom you are interacting is legitimate, it does provide an additional layer of security and validity.”
In order to get verified, you must link your PayPal account to a bank account (or, if you’re following Siciliano’s advice and not doing so, you must obtain a PayPal credit card).
Maintain good records for all Internet commerce.
The objective is to download and print them so that you have backups of all of your records for purchases made as well as things purchased and sold, according to Siciliano.
As a result, if there are any problems with a transaction, you will have a record of what happened.
Use a unique username and password for PayPal.
Usernames and passwords for your PayPal account should be distinct from those used for your other online accounts such as eBay, Facebook, and online banking.
It is recommended that you use a distinct username and password for each account, according to Siciliano. If one of your accounts is compromised, the cybercriminal will not have access to all of your accounts, according to the experts.
Each password should be a combination of uppercase and lowercase letters, as well as numbers and special characters such as an exclamation point or a hash sign, among other things (if allowed).
Treat your PayPal account like you treat your online banking account.
You must be certain that all transactions, major or small, have been authorized by you.
“Generally speaking, cyberthieves will begin draining your account by making a series of tiny withdrawals in the hopes that you will not notice,” Siciliano explained. Consequently, you must refute those allegations as quickly as feasible.
It’s quite inconvenient not to be able to access your PayPal account, especially when you need to make an urgent payment. Clearing your browser’s cache and cookies, disabling your VPN, or using a new browser will all help to resolve the problem. If you’re using the mobile application, make sure it’s up to current. Do you have problems logging into PayPal on a regular basis? Did you come up with any alternative solutions to the problem? Please share your thoughts in the comments section below.