Zions Bank Login, Zions Bank Login Business, Zions Bank Review Detail 2023

Zions Bank Login

Utah’s oldest bank, Zions Bank, was established in Salt Lake City in 1873 under the guidance of Brigham Young, making it the oldest bank in the state. The bank has been in existence for longer than the state of Utah has been. Zions Bank and Trust Company has been serving the Utah community for more than a century and has grown to serve customers in ten states in the Southwest and Western United States.

Before you begin banking online with Zions, double-check that you understand how to log in, whether you’re using the bank’s website or mobile app. For your convenience, we’ve created a step-by-step guide that walks you through the process of logging into Zions Bank’s online portals:

How To Log In to Your Zions Bank Account From a Computer

The following is the normal procedure for logging into Zions Bank using your computer:

• The homepage of Zions Bank can be found here. The first thing you will see is a box with fields for your login ID and password. This is the default setting. Fill in the blanks with your personal information.
• If you don’t already have an online account, you can create one by clicking on the link below the sign-in button. Your Zions Bank ATM or Visa debit card number and PIN, as well as the last four digits of your Social Security number, as well as the date and amount of your most recent deposit, will be required to complete the sign-up process.
• You should be aware that Zions Bank has tabs to distinguish its personal, business, and corporate customer logins if you have numerous accounts with the company. Double-check that you have picked the correct tab if you are having any difficulties logging into the site.
• Customers who have a mortgage with Zions also have access to a separate login page for their account. Simply click on the mortgage login link, which is located underneath the enrollment link, and fill out the form.

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How To Log In to Your Zions Bank Account From a Mobile Phone or Tablet

Zions Bank provides free mobile banking services that are accessible on most smartphones and tablets, including the following:

• To begin, you’ll need to download the app from the App Store. Alternatively, you can look for Zions Bank’s app in either the Apple App Store or the Google Play store on your smartphone or tablet. Alternatively, you can use your internet browser to navigate to the digital banking part of the Zions Bank website using your computer. Afterward, click on the mobile banking icon and follow the direct connections to the App Store or Google Play to complete your transaction.
• Make sure that your operating system is capable of running the Zions Bank app, which requires iOS 12.0 or newer or Android’s OS 5.0 or newer, before downloading the app.
• Once you’ve downloaded the app, open it and log in with your login ID and password to get started.

How To Retrieve a Forgotten Username or Password

If you’ve forgotten your login ID or password for Zions Bank, you can recover them by following these steps: first, log into your account.

• Check to see whether you have previously created an online account for yourself.
• On the Zions Bank homepage, below the spaces for the login ID and password, there is a link that says “Need Help?” – click on that to get assistance.
• From there, you’ll be directed to a page where you can choose whether to change your password or your user identification. In the event that you forget both your user ID and your password, getting your ID is the first step to taking care of your account.
• If you have forgotten your user ID, click on the “Forgot User ID?” link. To authenticate your identity, you’ll need to enter your card number, PIN, and the last four digits of your Social Security number into the appropriate fields.
• Alternatively, if you’ve forgotten your password, click on the “Forgot Password?” button. In order to authenticate your identity, you will be required to enter your login ID and email address.

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How To View Your Zions Bank Statement Information

If you prefer paper statements, you can have them mailed to you on a monthly basis if that is your preference. However, if you want to discontinue receiving paper statements and instead participate in online banking, you will not be charged the $3 monthly paper statement price.

For more information on how to sign up for paperless statements, visit the e-documents section of the website or mobile app. Then, go to your preferences and make the necessary changes. As soon as you’ve joined up, your statements will be available for you to access online whenever you want.

How To Contact Zions Bank If You Have Trouble With Your Account

If you need assistance, you can contact one of several different customer support lines provided by Zions Bank:

• Call 888-307-3411 between the hours of 7 a.m. and 8 p.m. MT, Monday through Saturday, for general customer support inquiries. Live assistance is only available during those hours, while automated assistance is available 24 hours a day, every day.
• Call 800-840-4999 between the hours of 8 a.m. and 6 p.m. MST, Monday through Friday, for assistance with online banking and bill pay, password resets, and Quicken and Quickbooks support.
• Call 866-761-8349 between the hours of 8 a.m. and 6 p.m. MST, Monday through Friday, for assistance with account opening.
• For credit and debit card assistance, contact 888-758-5349 or 888-307-3411 at any time of the day or night.
• On weekdays between the hours of 8 a.m. and 6 p.m. MST, call 801-974-3900 for customer support regarding an existing loan.
• On weekdays between the hours of 8 a.m. and 6 p.m. MST, call 800-789-5636 for assistance with your personal loan application.

If you prefer to communicate through the mail, you can send general correspondence to the following address:

Zions Bank is located at P.O. Box 30709 in Salt Lake City, Utah.

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What Are the Benefits of Online Banking?

In spite of the fact that exact perks can differ from bank to bank, online banking normally provides a number of advantageous features to customers. In many cases, opting out of paper statements saves you money because you don’t have to pay a charge, and you don’t have to visit a branch to do relatively easy procedures such as depositing a check. You can also conduct your business on your own schedule rather than during regular banking hours.

Zions Bank Review: Regional Locations With Online Accessibility

Credit cards, home loans, and investments are among the products and services offered by Zions Bank, which also includes checking and savings accounts as well as money market accounts, certificates of deposit, and other products and services. Although the bank has only 122 offices in Utah, Idaho, and Wyoming, it offers a comprehensive range of online banking services, including an online money market account with a higher interest rate than the national average. The purpose of this Zions Bank analysis is to determine whether or not it is worthwhile to move to a smaller, regional bank.

Zions Bank Products

Take a closer look at the deposit accounts offered by Zions Bank.

Checking Accounts

Zions Bank offers a variety of checking accounts, including one that is designed exclusively for military customers. All accounts come with a Visa debit card, access to digital banking with mobile check deposits, overdraft services, and other conveniences. Customers can use a convenient comparison tool on the website to compare the features of up to three different checking accounts in order to determine which one is the best fit for their needs.

The opening deposit for a Zions Bank checking account is $50, with no minimum balance requirement. There is no monthly maintenance cost associated with the Anytime Checking Account. With a qualifying minimum daily balance or a combined deposit and consumer loan balance, the fee for Anytime Interest Checking and Premium Interest Checking can be waived. Anytime Interest is paid on all balances at a rate of 0.01 percent, while Premium is paid at a rate of 0.03 percent on balances of $25,000 or more.

OnBudget Banking, the most recent addition, has lower fees and requirements than its predecessors. They come with a $25 opening balance as well as no overdraft penalties. The $5 monthly fee, on the other hand, cannot be waived. Due to the lack of check processing and online bill payment, you’ll have to make wire transfers or use Zelle to pay others.

Savings Accounts

Zions Bank offers two types of savings accounts: a normal savings account and a Young Savers account. With a dividend of 0.03 percent and a required minimum opening deposit of $50, the basic account is a good investment. You should keep in mind that you’ll need to keep at least $200 in the account or receive at least $25 from a Zions checking account in order to qualify. A $3 monthly maintenance fee will be charged if you do not comply with these terms and conditions.

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The Young Savers Account, which has no monthly maintenance costs and earns interest from the first dollar deposited, encourages young people to develop healthy financial habits. It includes online banking and bill pay, and you can set up automatic transfers from your Zions Bank checking account to your savings account to help your money grow.

Money Market Accounts

Zions Bank offers two types of money market accounts: a traditional money market account and an online money market account, both of which have $500 minimum opening balance requirements and no monthly service fees.

The online account offers a yield of 0.20 percent annual percentage yield (APY) on balances of more than $1,000, compared to the tiered rates of 0.02 percent to 0.04 percent offered by the traditional money market. If you intend to keep a larger amount, you should continue with the traditional money market in order to benefit from superior relationship rates.

While Zions Bank’s money market accounts allow you to create checks for quick access to funds, you are only permitted to make six transactions per month with the accounts. Fortunately, ATM withdrawals are not included, allowing you to withdraw as much cash as you require without incurring additional fees.

Certificates of Deposit

CDs are a wonderful way to lock in a fixed interest rate for a specific length of time if you need to save money. Zions Bank offers a certificate of deposit (CD) account with no monthly fees for maturities ranging from one month to sixty months.

You’ll need to put $1,000 or more into a CD to get started. The best rates, on the other hand, are reserved for individuals who commit to a minimum of 18 months (0.28 percent annual percentage yield) or who make a beginning deposit of $100,000 or more (0.03 percent to 0.53 percent APY).

Banking Experience

Zions Bank is a regional, brick-and-mortar bank that aspires to be a competitor to online-only financial institutions.

Customer Service

Additionally, customer care representatives are available Monday through Saturday from 7:00 a.m. to 8:00 p.m. (MT) at 1-888-307-3411 or by visiting a local branch.

Accessibility

There are 122 branches located throughout the states of Utah, Idaho, and Wyoming. However, using the internet platform or mobile app, as well as a Zions Bank ATM, it is totally possible to meet the majority of your financial demands. The devices accept cash deposits and can be used for a variety of banking tasks.

Users of ATMs should be advised that Zions Bank charges $2.00 when a transaction is completed at an ATM that is not part of the Zions Bank network. The maximum amount that can be withdrawn from a Zions Bank Visa debit card in a single transaction is $300, and the daily withdrawal limit is $500.

Mobile App & Digital Experience

Zions Bank provides internet banking as well as a mobile banking application. Online banking gives you access to your account balances and transaction history at any time of day or night, including loan and credit card balances. With Zelle, you may pay your bills online and send money to friends and family members.

You may manage your accounts from anywhere at any time with the mobile banking app, and you can deposit checks quickly and easily using the app. Getting your account statements and tax paperwork online can potentially save you time and money while also benefiting the environment.

Take a look at the app’s Google Play store page, whicjh it has a rating of 4.7 stars out of 5. The iOS version received a rating of 4.8 stars out of 5.

How to Open an Account

To open a bank account with Zions Bank, go to the bank’s website and choose the type of account you want.

To apply, make sure you have your personal information, an email address, a Social Security number, a driver’s license, or other government identification, as well as the name and address of your company, ready to submit. You can also open a Zions Bank account by visiting a local branch.

Zions Bank Fees

When banking with Zions Bank, keep an eye out for the fees listed below.

 

TYPE	AMOUNT
Overdraft	$32 (without overdraft protection)
Continuing overdraft fee	$5 per day if overdrawn for 7 days
Cashier’s check (at a branch)	$6
Outgoing wire transfer	$25
Stop payment	$25

Zions Bank Vs. Competitor Banks

When looking for a new bank, it’s wise to look at all of your possibilities before choosing one. Here’s how Zions Bank compares to the other financial institutions.

 

BANK	BEST FOR
Zions Bank	Online accessibility
Wells Fargo	Convenient locations
Chase	Variety of products
Bank of America	Nationwide branches and ATMs

Zions Bank vs. Wells Fargo

Wells Fargo services one in every three households in the United States, making it one of the most widely used financial institutions in the country. Zions Bank, on the other hand, offers higher interest rates as well as more personalized service.

Zions Bank vs. Chase Bank

Chase Bank provides a product offering that rivals that of most regional banks, and it frequently offers a bonus for new account openings as well. However, if you like to earn a greater rate of interest all of the time, Zions Bank is a wonderful place to start.

Zions Bank vs. Bank of America

Bank of America has 4,300 locations and 17,000 ATMs across the country, so there’s usually always one close at hand. If you like to do your banking online and would like to earn better interest rates, Zions Bank is the bank for you. They have a variety of products and services.

IF YOU HAVE ANY ISSUES, PLEASE FOLLOW OUR TROUBLESHOOTING GUIDE BELOW.

• Go to the Zions Mortgage Portal official login page by clicking on the official link provided below in Step 1. After you click on the link, a new tab will open in your browser, allowing you to continue reading the instructions and performing any necessary troubleshooting steps if necessary.
• Step 2 – Simply log in using your username and password. You will need to have been granted these by Zions Mortgage Portal, either during the sign-up process or by someone in your organization who has control over Zions Mortgage Portal.
• Step 3 – You should now get a notice stating that you have been successfully signed in. Congratulations, you have now successfully logged in to the Zions Mortgage Portal website.
• Step 4 – If you are experiencing difficulties logging onto the Zions Mortgage Portal website, please refer to our troubleshooting instructions, which can be found here.